The payment calendar is available from Basic.

Three places show you money moving, and they answer different questions.

Transactions — what exactly happened. Individual rows you can search, filter and edit.

Cash flow — where money came from and went over a period.

Payment calendar — what happens on which day, and what your balance will be when it does.

The calendar is the one to open when the question is will there be enough money on the 20th.

A month grid. Move between months with the arrows, or jump with the month and year dropdowns. It always opens on the current month.

Each day shows:

Only totals — the calendar does not list individual transactions in the grid. Click a day to see them.

Planned and actual amounts are added together in the cell. If any part of a day's figure is planned rather than settled, its marker is dashed. To see the split, open the day.

Two switches live in View settings: Show planned data, on by default, and Show total balance, off by default. Neither is remembered — both reset when you come back to the page.

The calendar reads each transaction's date — the day the money moves. It never uses the actual period. An annual invoice with a twelve-month actual period appears once, on the day it is paid, which is what you want from a calendar.

Included: confirmed transactions, pending bank holds, one-off planned transactions, and occurrences of your recurring templates from today onwards.

Transfers between your own accounts are not shown as income or expense, because the money did not enter or leave the business. They do move your balance if only one of the two accounts is visible to you. Planned transfers are not shown at all.

Overdue planned transactions do not appear. A bill you scheduled for last Tuesday and never approved is absent from the calendar entirely and is not counted in the balance. Planned items are only projected forward from today. Look for those on the transactions page.

The balance line is not a sum of what is in the calendar. It starts from the real current balance of every account you can see, and adds or subtracts each day's movements from there.

From the first day that includes a planned amount, the balance turns grey and dashed. That means this figure depends on things that have not happened yet — not that anything is wrong.

The calendar does not warn you about a shortfall. A balance of −4,000 looks exactly like a balance of 4,000: same styling, no red, no alert, no "first day you run out". The numbers are there; reading them is your job.

For past months the balance is reconstructed backwards from today. If you hold foreign currency, that reconstruction mixes today's rate with the rates stored on each transaction, so a past day's figure will be close to, but not exactly, what your balance really was that day.

Click a day and the transactions for it appear below the grid, with totals split into Total, Income and Expense, each showing the planned portion separately.

From there you can open a transaction in the full editor, edit cells inline, duplicate, delete, or join two rows into a transfer. Planned rows carry their own menu: edit this occurrence, edit the template, approve, or delete.

Editing requires edit access to transactions. With view access the list is read-only.

You cannot create a transaction from the calendar. There is no add button on a day, and no date is pre-filled anywhere.

Figures are in your workspace currency. Transactions use the rate stored when they were saved; balances use the latest rate.

If your exchange rates are stale or missing for a currency you hold, the calendar replaces itself with a message rather than showing figures it cannot stand behind.

Opening the calendar requires view access to reports.

A member with no access to transactions still sees the day totals and the projected balance. They cannot click into a day and never see individual transactions — but on a day with a single transaction, the day's total is that transaction's amount. The calendar works in daily sums, so it reveals movement even where the detail is hidden. Keep that in mind when deciding who gets report access.

A member limited to certain accounts sees totals and a balance for those accounts only.

One thing worth checking when you set up a custom role: access to the calendar's figures also depends on account access. A member who has been given transactions access but no account access at all will see an empty calendar and a zero balance, with nothing explaining why.

There is no week or list view, no export, print or shareable link, and no filtering by account, category or amount.

Entries cannot be dragged between days.

Very long recurring series are projected up to 500 occurrences ahead — for a daily template that is about sixteen months. Beyond that the calendar shows nothing for them, without saying so.